United Home Teams, Inc. Lenders
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About
General Mortgage Capital Corporation (“GMCC”) is one of the fastest-growing direct lenders in California. GMCC has over 100 lending resources (such as Chase, Wells Fargo, Citi, US Bank...) in correspondent and wholesale channels, provides a full spectrum of loan products (from $200k up to $20m) for different market needs, and sells loans directly to Fannie Mae, Freddie Mac, hedge funds, investment banks, and Wall St. With in-house local underwriting and funding, GMCC commits to extremely efficient turnaround times, which is critical for the current challenging market condition. All programs are subject to credit approval, which Does not guarantee credit decision. James Linjun Yan is the business owner of United Home Teams, Inc., and James Linjun Yan is also a mortgage loan originator (NMLS #1904360) of GMCC. Because of this relationship, when United Home Teams, Inc. refers a loan business to GMCC, it may provide James Linjun Yan a financial benefit if James Linjun Yan acts as the loan originator for the referred loan cases. You are NOT required to use GMCC loan services as a condition of the purchase or sale of your property.Testimonials
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James has been a fantastic Realtor and we cannot recommend him enough! My wife and I started our home search in the beginning of 2021 right at the start of the booming housing market. Though James provided continuous and accurate recommendations, my wife and I did not truly understand the crazy market that we were entering. With numerous failed offers, we started to understand the true market pricing and the strategy we would need to buy our home. James was extremely patient through the process and continued to encourage us even when things seemed impossible. As soon as we found an interesting house, James would immediately establish contact with the sellers agents to book us an appointment (which usually filled up the same day). Finally, after many months of trying to purchase a home we found the right one. James went the extra mile to personally talk to and convince the seller's agent to give us the opportunity to purchase the home. My wife and I are convinced that if it had not been for this extra effort, we would not have had our offer accepted. We finally had an accepted offer. Little did we know, that was just half the battle. James provided us a ton of support and recommendations to help us expedite on our 21 day closing. To add to James's great capabilities as a Realtor , James is also mortgage broker. Prior to our accepted offer, we already had financing in place, but James was able to help us find an even better rate for our loan. Not only was he able to get us the best rate, he was able to push it through to closing in expedited time frame we needed.
This is a very long review of our experience with James, but I am sure I am forgetting a lot of other very positive experiences we had with him. We couldn't be happier to have worked with James and we would highly recommend him to anyone looking to buy or sell their home.
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- Brenton & Violet, Home Buyer in 2021
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James is highly recommended for his proficiency, consideration, and kind heart. I happened to learn about James through a friend, an initial call was very responsive and knowledgeable, and with several follow-up emails and phone calls, I decided to take him as my listing agent. He knows the market very well and also uses data to support, as I left the city years ago, he represented me to deal with all the agents, parties relate to my selling progress, with all updates and all respect to everyone. Even my tenants who talked to him several times appreciate his consideration and efforts. I really really recommend James as a listing agent based on my experience, but I believe he would be definitely a good buyer's agent as well.
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- Jinglun G., Home Seller in 2018
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James is a very experienced and professional realtor in San Diego area. He helped us purchased our new home and sold the old one with creative solution and smooth transaction even in this crazy housing market this year. He and his team offered fabulous A-Z service from home buying & selling, mortgage financing to property management. We highly recommend James Yan to be your realtor when you are seeking to own, rent or sell a home in SD area.
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- Shirley & David, Home Buyer & Seller in 2021
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We first met James 4yrs ago and was impressed by his professionalism and his warm and respectful interaction even when we pulled out of buying a house at that point of time. Fast forward to 2021 when we stopped at an open house rather unexpectedly and giving him a call at 3pm asking if he could represent us. He not only sent the offer documentation the same night, assisted us with finding mortgage dealers to completing the purchase in 30 days. He is quick to respond to your questions over email/text/call even on weekends. He has an excellent network of contacts to share for inspections, repair, remodelling, mortgages etc. I would highly recommend availing his service.
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- Sreejith R., First Home Buyer in 2021
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g.square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with
